:root{--primary:#0070f3;--primary-dark:#005bb5;--secondary:#001a33;--accent:#00d4ff;--text:#1f2937;--text-muted:#6b7280;--bg:#fff;--bg-offset:#f3f4f6;--white:#fff;--glass:hsla(0,0%,100%,.7);--glass-border:hsla(0,0%,100%,.2);--shadow:0 4px 6px -1px rgba(0,0,0,.1),0 2px 4px -1px rgba(0,0,0,.06);--shadow-lg:0 10px 15px -3px rgba(0,0,0,.1),0 4px 6px -2px rgba(0,0,0,.05);--radius:8px;--radius-lg:16px;--section-padding:8rem 1rem;--section-padding-sm:4rem 1rem}*{box-sizing:border-box}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;line-height:1.6;color:var(--text);background-color:var(--bg);-webkit-font-smoothing:antialiased}h1,h2,h3,h4{color:var(--secondary);font-weight:800;margin-bottom:1.5rem;line-height:1.2}h1{font-size:clamp(2.5rem,6vw,4.5rem);letter-spacing:-.03em}h2{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.02em}h3{font-size:1.75rem}a{color:var(--primary);text-decoration:none;transition:all .2s ease}a:hover{color:var(--primary-dark)}.glass{background:var(--glass);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid var(--glass-border)}.btn-primary{display:inline-flex;align-items:center;justify-content:center;background-color:var(--primary);color:var(--white)!important;padding:.75rem 1.5rem;border-radius:var(--radius);font-weight:600;border:none;cursor:pointer;transition:all .3s cubic-bezier(.4,0,.2,1);box-shadow:0 4px 14px 0 rgba(0,118,255,.39)}.btn-primary:hover{background-color:var(--primary-dark);transform:translateY(-3px);box-shadow:0 10px 25px rgba(0,118,255,.35);text-decoration:none}.btn-primary:active{transform:translateY(-1px)}.btn-secondary{display:inline-flex;align-items:center;justify-content:center;background-color:transparent;color:var(--secondary)!important;padding:.75rem 1.5rem;border-radius:var(--radius);font-weight:600;border:2px solid var(--secondary);cursor:pointer;transition:all .3s ease}.btn-secondary:hover{background-color:var(--secondary);color:var(--white)!important;transform:translateY(-2px);text-decoration:none}header{height:80px;position:-webkit-sticky;position:sticky;top:0;z-index:1000;background:rgba(0,26,51,.9);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid hsla(0,0%,100%,.1);display:flex;align-items:center}.hero{position:relative;background:linear-gradient(rgba(0,26,51,.85),rgba(0,26,51,.85)),url(https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?q=80&w=2070&auto=format&fit=crop);background-size:cover;background-position:50%;background-attachment:fixed;color:var(--white);padding:10rem 1rem;text-align:center;overflow:hidden}.hero:after{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background-image:radial-gradient(circle at 20% 50%,rgba(0,112,243,.2) 0,transparent 50%),radial-gradient(circle at 80% 80%,rgba(0,212,255,.15) 0,transparent 50%);pointer-events:none}.hero h1{font-size:clamp(2.5rem,5vw,4rem);color:var(--white);margin-bottom:1.5rem;line-height:1.1;letter-spacing:-.02em}.hero p{font-size:clamp(1.125rem,2vw,1.25rem);max-width:600px;margin:0 auto 2.5rem;opacity:.9}.section-title{text-align:center;margin-bottom:4rem}.section-title h2{font-size:2.5rem;margin-bottom:1rem}.section-title p{color:var(--text-muted);max-width:600px;margin:0 auto}.products-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));grid-gap:2rem;gap:2rem;padding:2rem 1rem;max-width:1200px;margin:0 auto}.product-card{background:var(--white);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);transition:all .3s cubic-bezier(.4,0,.2,1);border:1px solid rgba(0,0,0,.05);display:flex;flex-direction:column}.product-card:hover{transform:translateY(-12px);box-shadow:0 20px 25px -5px rgba(0,0,0,.1),0 10px 10px -5px rgba(0,0,0,.04);border-color:var(--primary)}.product-card-image{width:100%;height:200px;overflow:hidden;position:relative}.product-card-image img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}.product-card:hover .product-card-image img{transform:scale(1.1)}.product-card-content{padding:2.5rem;display:flex;flex-direction:column;flex-grow:1}.product-card h3{font-size:1.5rem;margin-bottom:1rem}.product-card p{color:var(--text-muted);margin-bottom:1.5rem;flex-grow:1}.product-benefits{list-style:none;padding:0;margin:0 0 1.5rem}.product-benefits li{display:flex;align-items:center;margin-bottom:.5rem;font-size:.9rem;color:var(--text)}.product-benefits li:before{content:"✓";color:var(--primary);margin-right:.5rem;font-weight:700}.loan-estimator-box{background:var(--bg-offset);padding:4rem 1rem}.loan-estimator{background:var(--white);padding:3rem;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);max-width:800px;margin:0 auto}.slider-container{margin:2.5rem 0}.loan-estimator input[type=range]{width:100%;height:6px;background:#e2e8f0;border-radius:5px;-webkit-appearance:none;-moz-appearance:none;appearance:none;outline:none}.loan-estimator input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;background:var(--primary);border-radius:50%;cursor:pointer;box-shadow:0 0 0 4px rgba(0,112,243,.1);-webkit-transition:all .2s ease;transition:all .2s ease}.loan-estimator input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.1);box-shadow:0 0 0 6px rgba(0,112,243,.15)}.estimation-card{background:var(--secondary);color:var(--white);padding:2rem;border-radius:var(--radius);text-align:center;margin:2rem 0}.estimation-card .label{font-size:.875rem;text-transform:uppercase;letter-spacing:.1em;opacity:.7;margin-bottom:.5rem}.estimation-card .value{font-size:3rem;font-weight:800;color:var(--accent)}.form-container{max-width:600px;margin:4rem auto;padding:3rem;background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}.form-group{margin-bottom:1.5rem}.form-group label{display:block;font-weight:600;margin-bottom:.5rem;font-size:.9rem}.form-group input,.form-group select,.form-group textarea{width:100%;padding:.875rem;border:1px solid #d1d5db;border-radius:var(--radius);font-size:1rem;transition:border-color .2s ease}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgba(0,112,243,.1)}footer{background:var(--secondary);color:var(--white);padding:6rem 1rem 3rem}.footer-content{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));grid-gap:4rem;gap:4rem}.footer-brand h2,.footer-links h4{color:var(--white);margin-bottom:1.5rem}.footer-links ul{list-style:none;padding:0}.footer-links li{margin-bottom:.75rem}.footer-links a{color:hsla(0,0%,100%,.7)}.footer-links a:hover{color:var(--white)}.footer-bottom{border-top:1px solid hsla(0,0%,100%,.1);margin-top:4rem;padding-top:2rem;text-align:center;font-size:.875rem;color:hsla(0,0%,100%,.5)}.qualification-section{padding:6rem 1rem;background-color:var(--white)}.qualification-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:2.5rem;gap:2.5rem;max-width:1100px;margin:0 auto}.qualification-card{background:var(--bg-offset);padding:3rem 2rem;border-radius:var(--radius-lg);text-align:center;transition:all .3s ease;position:relative;overflow:hidden}.qualification-card:hover{transform:translateY(-5px);background:var(--white);box-shadow:var(--shadow-lg)}.qualification-card.gold-border{border-top:4px solid var(--accent)}.qualification-icon{font-size:3rem;margin-bottom:1.5rem}.qualification-card h3{font-size:2.5rem;color:var(--secondary);margin-bottom:.5rem}.qualification-card h4{font-size:1.1rem;color:var(--primary);text-transform:uppercase;letter-spacing:.05em;margin-bottom:1rem}.qualification-card p{color:var(--text-muted);font-size:.95rem}@media (max-width:768px){.hero{padding:6rem 1rem}.products-grid{grid-template-columns:1fr}.loan-estimator{padding:2rem}}